Insightful Ideas

“Life affords no greater responsibility, no greater privilege, than the raising of the next generation.” This quote from former U.S. Surgeon General C. Everett Koop highlights a powerful truth: for many, the ultimate goal isn't just financial security—it's leaving a meaningful legacy. Over the next two decades, an estimated $84 trillion will pass from the Silent Generation and Baby Boomers to their heirs, in what's been dubbed the Great Wealth Transfer. But this shift is about more than money. It’s already transforming how families think about financial planning, charitable giving, and legacy-building.

Stocks form a cornerstone of long-term investment strategies, historically generating wealth and helping investors reach their financial objectives. Yet investors often concentrate on large-company stocks, overlooking other market segments that could enhance portfolio diversification.

Listen in on Craig Popp of AccruWealth during his monthly interview with Todd Bergeth for Ask The Expert on KWLM Talk Radio. Craig gives listeners some perspective on what investors have been experiencing with the market over the last 4 months.

Today, I want to address two important questions on the minds of investors. Why is the market concerned about a trade war and how will DOGE layoffs impact the labor market?

As we reflect on 2024, it's worth noting how many anticipated challenges failed to materialize. Despite widespread concerns about recession, market downturns, and political instability, markets demonstrated remarkable resilience. Looking ahead to 2025, the focus shifts from extremes to equilibrium.

The investment landscape in 2024 has provided numerous bright spots for market participants. This exceptional performance comes against a backdrop of strong economic indicators, including moderated inflation, robust employment figures, and sustained GDP growth - all despite various challenges including Fed policy uncertainty, election dynamics, and global tensions.